Illinois Life Insurance
For individuals, families and professionals throughout Illinois, life insurance is an important investment. The agents at Handzel & Associates can help you find the right coverage.
While it may be difficult to imagine, it’s important to prepare in advance for a time when you may no longer be around - the experienced agents at Handzel & Associates will assist you through this process from one of our offices in Illinois. Life insurance policies are designed to help you feel more secure about moving toward the future. If you’re looking for coverage in Chicago, life insurance is an area of expertise for our dedicated agents. We can help you streamline the process of selecting the perfect life insurance solution.
Whether you’re a young professional just starting out or a veteran business executive in Illinois, life insurance can offer you many options. By teaming with Handzel & Associates, you’ll have the opportunity to provide a financial pillow for your loved ones should an unexpected death occur. Our dedicated team of life insurance professionals understands Illinois’s market and regulations and can find the right plan – or mixture of plans – for your specific needs.
Term Life Insurance Basics:
- Coverage for a “term” or period of your life.
- Lower premiums for higher coverage.
- Rates can change after specific terms expire.
- No equity - cannot be used as cash value.
Whole Life Insurance Basics:
- Exactly like it says - permanent, not for a specific period.
- Protection carries with you your whole life.
- Can build equity and have cash value.
- Higher premiums than term life, but can be more valuable in the long run.
Term and Whole Life Combined:
- Build lifelong base of whole live coverage.
- Supplement specific times of your life with term insurance.
Determining the appropriate type of life insurance can become an overwhelming task – you’ll feel at ease when you work with Handzel & Associates of Chicago. Life insurance isn’t so scary with a trusted source to guide you.
No matter where you reside in Illinois, life insurance is available at competitive rates through Handzel & Associates. Give us a call today at 800-697-1506 or fill out the form on this page for more information.